Client needs:
• To adapt their investment strategies as they plan the final stage of working
• To access part of their investment in a flexible way
Helping to future proof your client’s financial future
The Chesnara Life Onshore Investment Bond can potentially be used to meet the changing financial needs of clients as they progress through life.
Meeting their needs with the Chesnara Life Onshore Investment Bond
The Chesnara Life Onshore Bond is open architecture so a change in investment strategy to meet evolving client needs can be accommodated.
- Bond segments can be assigned to help children meet the cost of University fees/first house etc
- Your client could consider making lifestyle changes such as working part time and supplementing income by utilising the annual 5% tax deferred withdrawal allowance available within a Bond
- Pension planning – The Chesnara Life Onshore Investment Bond can provide an accessible savings route for excess income or a different strategy to an existing pension(s)
- A Bond can be used tax efficiently for any unforeseen expenses
- Trust planning – existing bond can be assigned into a Trust that meets with clients individual requirements – IHT/Legacy planning