When you may need advice from your financial adviser

There are a number of reasons to talk to a financial adviser about your HSBC Onshore Investment Bond: 

• You wish to invest more into your bond 
• You wish to change your investment strategy – perhaps you are nervous about the investment market or have a change of goals and time horizons
• You need to access a lump sum – they can help you achieve this in a tax effective way 

• You want to start taking regular withdrawals to supplement your income – they’ll help you consider your tax position and other investments 
• One of the bond holders has passed away 
• You want to put your bond in a trust as part of an estate planning strategy. Your HSBC Onshore Investment Bond could play an important role in helping you to make gifts or to pass on assets to beneficiaries after your death 

How to find a financial adviser

If you need to speak to a financial adviser, then you might find this link helpful – moneyhelper.org.uk/en/getting-help-and-advice/financial-advisers/choosing-a-financial-adviser